Fractions! That word makes some people scream. There is one word you have to remember when working with fractions – SIMPLIFY! If you do not simplify your final answer, you won’t get the problem right. For example, leaving an answer as 6/12 has to be simplified to 1/2. It’s not that the answer is wrong, …
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Think about how much better Christmas would be without the burden of additional debt. For many people, the joy of giving to others at Christmas is often overshadowed by stress and debt. Using credit to pay for Christmas seems so easy and we usually have good intentions to pay the balance off very quickly. Then …
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Do you find yourself arguing with your spouse about money? If so, you are not alone. Every couple will argue about money at some point during their marriage. I recently looked at several articles that listed the top reasons that couples are getting divorced. In many of these articles, financial issues were the #1 reason. If …
Can you communicate with your spouse about money? Read More »
The other day I read an article titled “Top Reasons Americans Aren’t Saving More”. There were 6 reasons listed. I understand the first two reasons. 28% of Americans aren’t saving because of the High Cost of Living. I know that this is a problem for all of us, especially older Americans that are on a fixed …
Budgeting? It is a strength or weakness? Do you set a good example for your family? I tell my daughter that one day she will want to get married (when she turns 40!) and this young man will need 3 qualities. He must love Jesus, love her, and know how to budget. If you struggle …
Yesterday my wife’s check was deposited into the bank. After 10 minutes, I had done the 3 things I needed to do – give, save and spend. There was no confusion, no doubt and no frustration. Having a plan allows us to have peace when dealing with our finances. We haven’t always had peace in …
I love the month of October. The main reasons are that the weather cools down, football season is in full swing and Fall Break! Fall Break is a great time to go out of town. It’s usually cheaper and less crowded. One valuable lesson I have learned about taking vacations is to save for them …
Something is always breaking at my house. The car needs to be fixed, the dishwasher is not draining, the dryer is not turning on, someone gets sick. The list goes on and on. When things like this happen, they are often referred to as an EMERGENCY. Before I started handling my finances correctly, it seemed …
Ready to reduce the number of financial emergencies in your life? Read More »
78% of people are living paycheck to paycheck. That is a scary statistic. Life is too short to live this way. If you are in the 78%, are you ready for a change? Are you ready to simplify your finances? When you think about simplifying your finances, what does that look like for you? Maybe… 1. …
