Give a man a fish and feed him for a day. Teach a man to fish and you’ll feed him for a lifetime. I have all heard this proverb many times in my life and I totally agree with it. Unfortunately, I haven’t always practiced it. It’s so much easier for me to “give a …
What is the main thing someone needs to do when they are drowning? Get their head above water! Getting your head above water allows you to breathe. Being able to breathe is important if you want to survive. Drowning financially means that you… 1. Are living paycheck to paycheck 2. Have little or no money …
Are you drowning financially? You might think that having a lot of debt is the only reason you would answer “Yes” to this question. Although debt is a big reason that causes people to feel like they are drowning, it’s not the only reason. Here are 4 things that may be causing you to feel …
Fractions! That word makes some people scream. There is one word you have to remember when working with fractions – SIMPLIFY! If you do not simplify your final answer, you won’t get the problem right. For example, leaving an answer as 6/12 has to be simplified to 1/2. It’s not that the answer is wrong, …
Are you settling for anything less than the best? Read More »
Think about how much better Christmas would be without the burden of additional debt. For many people, the joy of giving to others at Christmas is often overshadowed by stress and debt. Using credit to pay for Christmas seems so easy and we usually have good intentions to pay the balance off very quickly. Then …
Want to be more prepared for Christmas next year? Read More »
Do you find yourself arguing with your spouse about money? If so, you are not alone. Every couple will argue about money at some point during their marriage. I recently looked at several articles that listed the top reasons that couples are getting divorced. In many of these articles, financial issues were the #1 reason. If …
Can you communicate with your spouse about money? Read More »
The other day I read an article titled “Top Reasons Americans Aren’t Saving More”. There were 6 reasons listed. I understand the first two reasons. 28% of Americans aren’t saving because of the High Cost of Living. I know that this is a problem for all of us, especially older Americans that are on a fixed …
Budgeting? It is a strength or weakness? Do you set a good example for your family? I tell my daughter that one day she will want to get married (when she turns 40!) and this young man will need 3 qualities. He must love Jesus, love her, and know how to budget. If you struggle …
Yesterday my wife’s check was deposited into the bank. After 10 minutes, I had done the 3 things I needed to do – give, save and spend. There was no confusion, no doubt and no frustration. Having a plan allows us to have peace when dealing with our finances. We haven’t always had peace in …
I love the month of October. The main reasons are that the weather cools down, football season is in full swing and Fall Break! Fall Break is a great time to go out of town. It’s usually cheaper and less crowded. One valuable lesson I have learned about taking vacations is to save for them …
