About Jason Cline

My story

Jason Cline was raised in Westmoreland, TN and has lived in Hendersonville since 1998.  He received his Bachelor’s Degree from Tennessee Technological University and his Master’s Degree from Tennessee State University.  Jason’s career began as a high school math teacher and football coach.  After teaching and coaching for a few years, Jason began a career in full-time vocational ministry.  He has worked with the Fellowship of Christian Athletes for 12 years and currently serves as an Area Representative in the Hendersonville area.  He is married to Jamie and they have 2 kids – Kinley and Ty.

Managing money and budgeting hasn’t always been a strength for Jason. As a child, his parents did the best they could but were never taught how to properly handle their finances. After graduating from college, Jason had no clue how to handle money and had no plan for the future. He continued to make poor decisions that increased the amount of debt that he owed. In 2003, Jason married Jamie and knew it was time to make a change. He started listening to Dave Ramsey and began to make changes in the way he handled money. By age 28, Jason had accumulated around $40,000 in debt (student loan, car loans, credit cards) but they paid it off in 18 months by learning to budget and working extra jobs. Now in their early 40’s, the Cline’s only debt is their house and they have a plan to pay it off before turning 50.

Over the last decade, Jason has helped hundreds of people with their finances. Although he was helping people create a plan, Jason realized that something was missing. When he would see most of these people 3 to 6 months later, most of them weren’t following any type of budget plan at all. This became very discouraging for Jason. This cycle continued until 2018 when Jason completed the Financial Coach Master Training course by Dave Ramsey. In July 2018, 3 Strands Financial Coaching was created to help people learn to simplify their finances.

The name 3 Strands Financial Coaching comes from some of Jason’s favorite Bible verses – Ecclesiastes 4:9-12…

“Two are better than one because they have a good reward for their efforts. For if either falls, his companion can lift him up; but pity the one who falls without another to lift him up. Also, if two lie down together, they can keep warm; but how can one person alone keep warm? Any if somebody overpowers one person, two can resist him. A cord of three strands is not easily broken.”